New research from the University of Glasgow highlights that women in Scotland are disproportionately driven into poverty by the collection of public debt and arrears. Analysis of debt advice records showed that 57% of people seeking help with high-priority arrears were women, due to factors like reduced income from caring responsibilities. Charities are urging decision-makers to view these arrears as an “emergency flare” and treat debt collection in a more humane and poverty-aware way. The practice of deducting money from benefits like Universal Credit to pay arrears is pushing vulnerable families deeper into financial hardship.
Nov 25, 2025 independent.co